Our Life Covered is no longer accepting life insurance applications. But that doesn’t mean we can’t still help if you need something or have questions.
If you have other questions for My Life Covered, you can still get in touch with a member of our team by emailing us at email@example.com
This privacy notice explains how and why My Life Covered, LLC and its affiliates ("My Life Covered", "we" or "us") collect and use Personal Information. A list and description of My Life Covered's affiliates and brands are available at MyLifeCoveredAgency.com.
My Life Covered, LLC is an insurance agency licensed to sell life and health insurance and designed to educate, inspire, and help individuals obtain the right life insurance coverage at the right price. My Life Covered Agency works as a brokerage to sell life insurance through our in-house brands and through partnership with multiple top-rated insurance carriers. MyLifeCoveredAgency.com is the marketing and sales site of My Life Covered. Our agency and advisors are licensed to sell life and health insurance in 49 states and the District of Columbia. The agency is not licensed in New York.
My Life Covered will handle Personal Information in accordance with local law at the place where the Personal Information is collected. If applicable law provides for a lower level of protection of Personal Information than that established by this privacy notice, then this privacy notice shall prevail.
Personal Information means information, or a combination of pieces of information, that could reasonably allow an individual to be identified.
If you are employed by a business client of My Life Covered, your business contact information is collected either directly from you or through information provided by your employer, where permitted by law.
We may also collect Personal Information that you voluntarily provide to us. Certain secure web areas enable or require you to provide Personal Information when you use specific features on our Site. For example, we collect Personal information from you when you:
If you cannot or choose not to provide us with Personal Information we reasonably require, we may be unable to provide you with the information or services you have requested.
Web beacons are small pieces of data that are embedded in images on the pages of websites and in our email communications. We also use these web beacons to analyze the traffic patterns, such as the frequency users visit various areas of our websites. These technical methods may involve transmitting information either directly to us or to another entity authorized by us to collect information on our behalf. We also use web beacons in HTML e-mails that we send our visitors to determine whether our visitors have opened those e-mails or clicked on links in those e-mails.
The type of information we may collect and process may include any of the below (where permitted by law):
My Life Covered does not collect or process any Sensitive Personal Information collected under this Web Privacy Notice.
We use your Personal Information:
The Personal Information we collect from you when you visit our site is used:
My Life Covered does not sell your personal information collected under this Web Privacy Notice.
We will provide you with regular opportunities to tell us your marketing preferences, including in our communications to you. We will rely on consent via opt-in or our business relationship with you for our marketing communications. If you no longer want to receive marketing-related e-mails from My Life Covered on a going-forward basis, you may opt out of receiving these marketing-related emails by clicking on the link to "unsubscribe" provided in each e-mail or by contacting us at the contact information under the "Contact Us" section of this notice. We will endeavor to comply with your opt-out request(s) within a reasonable time period.
Our ability to obtain and process your Personal Information for web interactions is based on consent via your cookies settings when set to Active on the site via "My Life Covered Privacy Settings" at www.MyLifeCoveredAgency.com. See the "Cookies and Web Beacons" section above.
We may share your Personal Information with third parties under the following circumstances:
You have certain rights regarding your Personal Information, subject to local law. These include the right to:
Please note that we will likely require additional information from you in order to honor your requests.
To exercise your rights, you may use our online contact form, or contact us directly using the contact details provided below.
We implement technical and organizational measures to ensure a level of security appropriate to the risk to the Personal Information we process. These measures are aimed at ensuring the on-going integrity and confidentiality of Personal Information. We evaluate these measures on a regular basis to ensure the security of the processing.
We retain Personal Information for a period of time that reasonably allows us to investigate, commence or defend legal claims brought by or against us or our clients, comply with our regulatory obligations and conduct analysis. We securely destroy Personal Information when its retention period has expired.
We may retain aggregated or anonymized data (which is not treated as Personal Information under this privacy notice) for longer.
If you have questions or concerns regarding the way in which your Personal Information has been used, please e-mail us at privacy@RGAre.com or call or write to us. Our address is:
Our United States postal address is:
My Life Covered
Attn.: Global Privacy Office
16600 Swingley Ridge Road
Chesterfield, Missouri 63017-1706
Our telephone number is:
+1 (636) 736-7000 (United States)
You may request a copy of this privacy notice from us using the contact details set out above. We may modify or update this privacy notice from time to time. If we make a significant change to this privacy notice, we will post a notice about this on our website, and we may provide the notice directly to you.
You will be able to see when we last updated the privacy notice because we will include a revision date, shown below.
Last Updated: September 2020
Last Updated: October 2020